Growing A Secure Future ~ Together

Privacy Policy

The Privacy Policy explains the following: protecting the confidentiality of our client information; who is covered by the Privacy Policy; the types of information we have about you and where it comes from, and the types of information we share, why and with whom.

Privacy Pledge

Respecting and protecting individual client privacy has been vital to our business. By sharing our Privacy Principles, we trust that our individual clients will better understand how we keep client information private and secure while using it to provide services and products. We know that you are concerned with how your personal and financial information is treated.

Protecting the Confidentiality of Client Information

We take our responsibility to protect the privacy and confidentiality of client information very seriously. We maintain physical, electronic and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access, alteration, and destruction. Our control policies, for example, authorize access to personal information only by individuals who need access to do their work.

Who is covered by the Privacy Policy

This Privacy Policy applies to individuals who are clients or former clients of Independent Financial Advisors, Inc. We provide our Privacy Policy to clients when they open a new account(s) and annually after that. If we materially change our Privacy Policy, we will notify you. Clients who receive information from us, or transact business with us, through the Internet are covered by the privacy policies posted on the web sites they visit.

Information We Have Collected About You

We limit the collection, use and retention of client information to what we reasonably believe will help us deliver superior service, to administer our business, manage our risks, market our services, and to meet applicable laws and regulations.

For example, we may receive information about you from various sources, including: your request for Independent Financial Advisors, Inc.’s services such as your financial information on a new account application, your account balance and transaction history; customer reporting agencies (credit bureau) such as your credit history, and information obtained from transactions with nonaffiliated third parties such as providers of mutual funds and variable annuities offered through Independent Financial Advisors, Inc.

Information We Share With Others

We share information we have about you for legal and routine business reasons, as permitted by  law. For example, we may share information with regulatory authorities and law enforcement officials, provide information to protect against fraud, report account activity to credit bureaus, share information with your consent, and give account information to companies that provide services to us or make our services available to you. These companies may receive information about you, but they are limited in their use of this information. In addition, it is often necessary to share client information with other companies, including our affiliate (Craft, Veach & Company), that assist us in normal and usual business activities including, but not limited to, account administration, client service, transactions processing and delivery of account statements. Other than stated above, we do not share personally identifiable information we have about you with anyone nor do we sell any information about our client to anyone.

We comply with the USA Patriot Act, Section 326. Please read this important information about procedures for opening a new account.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth (for individuals), and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.